:root{--bg:#f6f8fb;--card:#fff;--text:#172033;--muted:#607087;--line:#dde4ee;--accent:#0b57d0;--accent2:#123a72;--soft:#eef5ff;--warn:#fff6df}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:1120px;margin:auto;padding:0 22px}
.top{background:#0d1b2a;color:#fff}.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:13px 22px}
.brand{font-weight:800;color:#fff}.lang{display:flex;gap:8px;flex-wrap:wrap}.lang a{color:#fff;border:1px solid #60738b;border-radius:999px;padding:5px 10px;font-size:14px}
.crumbs{font-size:14px;color:var(--muted);padding-top:18px}.hero{padding:34px 0 24px}.hero h1{font-size:clamp(30px,5vw,50px);line-height:1.1;margin:0 0 14px}.hero p{font-size:19px;max-width:850px;color:var(--muted)}
.answer{background:var(--soft);border:1px solid #cfe0fb;border-radius:14px;padding:22px;margin:22px 0}.answer h2{margin-top:0}
.cta{display:inline-block;background:var(--accent);color:#fff;padding:12px 17px;border-radius:10px;font-weight:750;margin:5px 8px 5px 0}
.secondary{background:#fff;color:var(--accent);border:1px solid var(--accent)}section{padding:18px 0}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:19px}
table{width:100%;border-collapse:collapse;background:#fff;margin:18px 0}th,td{padding:11px;border:1px solid var(--line);text-align:left;vertical-align:top}th{background:#eef3f9}
.note{background:var(--warn);border-left:4px solid #c57b00;padding:16px 18px;border-radius:8px}.faq{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin:10px 0}.faq h3{margin:0 0 7px}
.related{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}.related a{background:#fff;border:1px solid var(--line);padding:13px;border-radius:10px}
.footer{border-top:1px solid var(--line);margin-top:42px;padding:28px 0;color:var(--muted);font-size:14px}
.badge{display:inline-block;background:#e9f1ff;color:#174ea6;padding:4px 9px;border-radius:999px;font-size:13px;font-weight:700}
@media(max-width:650px){.top .wrap{flex-direction:column;align-items:flex-start}.hero{padding-top:24px}}