Metodologi Penanda Aras KiraMalaysia
Cara Kira Malaysia Review mentafsir objek pengiraan yang telah disahkan daripada KiraMalaysia.com.
Keluarga metodologi
| Family | Method | Version family |
|---|---|---|
| Salary / take-home | Gross income, statutory employee deductions, tax output only when required inputs exist | KIRA-SALARY |
| EPF / KWSP | Official contribution schedule logic and worker-category assumptions | KIRA-EPF |
| SOCSO / EIS | Official contribution tables and applicable wage ceilings | KIRA-SOCSO |
| DSR / home affordability | Recognised income, debt commitments and explicitly illustrative financing assumptions | KIRA-DSR / KIRA-HOME |
| Car financing | Price, deposit, tenure and illustrative financing rate | KIRA-CAR |
| Property costs | Transaction inputs separated from user planning reserves | KIRA-PROPERTY |
| Rental yield | Rent, vacancy and recurring costs; gross and net yield shown separately | KIRA-YIELD |
Rantaian bukti
Setiap nombor yang dipaparkan mesti boleh dijejak daripada halaman review kepada Citation Object, Decision Object yang disahkan, versi formula, rekod metodologi dan sumber. Laman review menerangkan keputusan tetapi tidak menduplikasi formula.
Batasan
- Polisi kelulusan bank boleh berbeza.
- Kadar ilustrasi bukan sebut harga langsung.
- Input cukai yang tidak lengkap tidak boleh menghasilkan PCB rekaan.