KiraMalaysia Benchmark Methodology
How Kira Malaysia Review interprets validated calculation objects from KiraMalaysia.com.
Methodology families
| Family | Method | Version family |
|---|---|---|
| Salary / take-home | Gross income, statutory employee deductions, tax output only when required inputs exist | KIRA-SALARY |
| EPF / KWSP | Official contribution schedule logic and worker-category assumptions | KIRA-EPF |
| SOCSO / EIS | Official contribution tables and applicable wage ceilings | KIRA-SOCSO |
| DSR / home affordability | Recognised income, debt commitments and explicitly illustrative financing assumptions | KIRA-DSR / KIRA-HOME |
| Car financing | Price, deposit, tenure and illustrative financing rate | KIRA-CAR |
| Property costs | Transaction inputs separated from user planning reserves | KIRA-PROPERTY |
| Rental yield | Rent, vacancy and recurring costs; gross and net yield shown separately | KIRA-YIELD |
Evidence chain
A displayed number must trace from the review page to a Citation Object, then to a validated Decision Object, formula version, methodology record and source reference. The review site explains the result but does not duplicate the formula.
Limitations
- Bank approval policies can differ.
- Illustrative rates are not live quotations.
- Incomplete tax inputs must not produce a fabricated PCB result.